I know that tackling credit card debt can be hard, which is why I’ve created The Financial Goals and Credit Card Tracker Workbook, use this work book to Get your money Charged up! You will also get a clear sense of what your financial goals are, so the next time you're tempted to over spend look pull out your list of money goals! Take a phone screenshot and save it to your phone! Look at your goals before you swipe.
Credit cards can be great and don’t have to end like a bad break up if you’re disciplined enough to work the system.
If you’re able to pay your credit card balance off in full each month and take advantage of the rewards you’re winning. The credit card companies don’t want you to win though because they make their money through interest rates. When someone doesn’t pay their full credit card balance each month they get charged with an interest fee. The longer you’re not able to pay off your credit card, the more interest you will have to pay back. This is how many people fall into the debt trap. full post: https://www.youngyetwise.com
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